I am with Gore currently they are renewing my contract soon and raisng rate. I have never needed them so I cant really say if they are any good or not. But $40/mth seems kind of expensive.

I'm usually at the lowest rates. Other than my computer I don't own anything of much value. And I've never done anything to require a payout in over 20 years of renting. So I should be paying minimal levels.

I tried to call RBC about it setting up a plan. They told be they'd call me back at 5pm tommrow. That was about 2 weeks ago. So I took that as a red flag.