this post was submitted on 16 Oct 2024
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Lefty Memes

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ID: A Sophie Labelle 4 panel comic featuring Stephie in different poses, saying:

Landlords do not provide housing.

They buy and Hold more space than they need for themselves.

Then, they create a false scarcity and profit off of it.

What they're doing is literally the opposite of providing housing.

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[–] Varyk@sh.itjust.works 11 points 2 days ago (10 children)

so are you advocating for zero private ownership of houses?

like what's the policy proposal?

I do kind of like that other comment, " nobody gets a second house until everybody gets their first".

[–] Cowbee@lemmy.ml 7 points 1 day ago

All of it should be public property.

[–] Literal@lemmy.blahaj.zone 4 points 1 day ago

This is a socialist sub so yeah no more private ownership of property would be nice

[–] Amadou_WhatIWant@lemmy.world -1 points 1 day ago (5 children)

100% tax on the value of land is the policy proposal. It makes economic sense, would let us abolish regressive taxes on labor and sales, would incentivize more abundant housing. Seriously. This is the solution.

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[–] mostdubious@lemmy.world -2 points 1 day ago* (last edited 22 hours ago)

property management and real estate firms are an affront to humanity, but i would like to point out that not all of us come to own more property than we need through greedy schemes. my parents bought a lot of real estate in the 90's to be able to house their loved ones. my mother almost single-handedly provided housing for my grandmother, my aunts, my cousin, my step brothers, and myself even.

as they have passed on, i have either rented or sold that property to other friends and family at very reasonable prices. there is no single act that is inherently evil. there is no one size fits all label. our individual actions and intentions define us.

EDIT: just wanted to point out to the downvoter that she did this as a factory worker earning minimum wage. she was not then nor is she now rich by any metric. she still lives in a shitty neighborhood in MS. she sacrificed her luxury to help others she cared about.

EDIT 2: although i am pretty hard core leftist, i find my peers to be pretty insufferable. there is a reason that most centrists get turned off by you people. most of you would rather virtue signal than think critically.

[–] werefreeatlast@lemmy.world 5 points 1 day ago (9 children)

The main driving factor is this "down payment" shit. A person who has a bunch of money can just go get a house and not actually pay for it fully. They can still loose all that money, there's risk there if they can't pay. And that's the difference. Everyone else can't put down that much money. So they can pay a landlord more money than the landlord pays monthly, but they don't have 2 or $300,000 bucks at risk each and every day. I mean, the landlord is payed for the risk they incur.

So a renter only loses a small amount of money if they fail to keep paying rent. However, they pay more each month and also, they loose relatively more when they loose housing and become homeless. So the situation is fucked up. You could for example barely own a house and then stretch and buy a second house with not much left in savings. If you're in that situation, you're a different landlord than a bank who basically only incurs a monetary risk and not a loosing everything you got risk.

Because of this. Maybe we should bring down the "down payment" bar shit. I mean the house could be destroyed by a renter or an owner, but the house will still be there. Banks literally can only lose a little bit of time between ownerships. So if you could purchase a house with just $5000, for example, that would be pretty easy to do for most people who have a job. At least relatively much easier to $300k. You can sell your house to the bank and get yourself a new house. Literally nobody loses if the down payment level is lowered to something reasonable. Ultimately, the banks will always own houses. So why not just state it clearly....you don't own this house but if you had 3 lifetimes, you could. And bring down the payments accordingly to people's income. Keep it locked at 10%. If we did this, what would prevent you from owning a mansion? Okay limit housing to reasonable sizes? Control traffic by only allowing people to own near where they work? So you live 1 mile from work and then you find a new job, congratulations! Now you can be part of the people who can buy near that area.

I don't know nothing. I'm just posting some stupid ass ideas.

It parallels the Vimes Boot Theory. I like where your head is at.

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[–] zfirerose@lemmy.world 4 points 2 days ago* (last edited 2 days ago) (43 children)

I don't really want to pay for a house and experience all the expenses that come with it. Owning a house involves paying out of pocket for maintenance whereas when renting, you can have the landlord take care of that for you, and it doesn't involve paying whoever comes to fix your stuff.

Additionally, owning a house would basically anchor me to one location, which gives me less flexibility as a digital nomad.

If you value home equity then buying a house is definitely ideal. But this isn't the case for everyone.

...oh, sorry. I forgot this is Lemmy and that you can't have a different opinion under any circumstance. My bad!

[–] kibiz0r@midwest.social 9 points 1 day ago (1 children)

You’re not wrong, you’re just not participating in the same conversation.

Like if someone says “Hey, Disney World is an abusive and corrupt enterprise” and you reply “But I like going to Disney World and I don’t want to close it down”.

There should be a way to address the problems without abolishing the whole thing.

But if we can’t even admit the problems because we’re afraid of where it will lead, we’re never going to improve anything.

[–] zfirerose@lemmy.world 7 points 1 day ago (1 children)

You're right. I suppose I should just read into it more. I was just frustrated that I've been seeing these frequently on my homepage and felt like I had to comment

[–] kibiz0r@midwest.social 5 points 1 day ago

I can understand that.

There are very real problems with the rental situation in the US, even for people who prefer renting, but the news seems to only talk about the frustration of home-buyers-in-waiting constantly getting scooped by corporate investors.

There's significant overlap in these problems, of course, but it's not fair or productive to paint all renters as "failed home-buyers", even if it seems like it should bolster the movement by inflating the numbers.

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[–] DarkCloud@lemmy.world 3 points 2 days ago (1 children)

Georgism, distributism, communitarianism.

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