I find this to be true.
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I think it has a lot to do with disposition and convenience. I'm lazy, and I don't like to drive if I can help it. But I live near enough to public transportation that we'll spontaneously decide to hop on the subway and grab dinner on the waterfront.
It's not the money that's preventing us from hopping in the car to go to some new beach for dinner, it's the convenience.
That seems impossible to measure, and being too spontaneous can be bad financially like quitting job after job.
I spontaneously go to work because I need a salary.