In my area, it's a 100-150% increase in four years.
It doesn't sound like much until you see numbers.
A $350k house is now $700k for no reason.
A $400k house is now a million.
It's depressing.
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In my area, it's a 100-150% increase in four years.
It doesn't sound like much until you see numbers.
A $350k house is now $700k for no reason.
A $400k house is now a million.
It's depressing.
$325k for a 3bdrm 2bath detached SFH in good condition?
Awww, that’s adorable. Even after taking the exchange rate into account, that would be like going back to 1998 in my corner of Canada. Right now, a house like that on a 0.21 Ac plot of land would be running you $1,300,000 CAD. In places like Vancouver? $4,800,000 CAD on average.
Real talk, forget about a down payment. There are a bunch of different ways to get a 0 down mortgage with varying qualifiers so that chances you qualify for one of them is quite decent.
Even if not, there are still a bunch of other ways to get low down payment mortgages for ~3% down or less.
Toss out the old adage of "20% down or bust" and keep any money saved towards it for savings for all the other costs of home/closing