It is how it is, Americans are the dumbest
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They may list it as $19.99 but I'm always going to call it twenty bucks and eleven cents.
Because it is how we see prices. It takes a bit of effort to see it as 20.
But you get a penny back, isn't that great?
"Keep the change"
If there is any research from the last 50 years suggesting this actually works, I'd love to see it.