Never thought I'd see the day when Taler was released. Can't wait to do payments with other Talerable vendors and leave the Intalerable payment methods behind!
this post was submitted on 24 May 2025
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Sounds a lot better than whatever the hell the digital euro is supposed to be
well, there are Ideas to use the Taler for the digital Euro, so you may actually get your wish (0 .0 )
I hope, the privacy promises of Taler sound great
european national bank
The what now?
swiss national bank and european central bank, my bad ;P
We call that forward-thinking around here
Been following Taler since bitcoint got hijacked by bad actors and excited to see it grow!
Important: Taler is not like Bitcoin! It's not its own currency! 1 Taler will always be exactly 1CHF. It's not a currency to apeculate own but strictly a way to digitally and privately store and spend your CHFs.
If that's what you want then the Taler is an amazing thing.
If you want something to invest money into, stick to other crypto coins :)
I'm perfectly aware of what Taler is and never said it's a crypto currency. I does fulfill the same use case of corruption resistant digital money as original bitcoin.
Sadly, it still requires a Swiss bank for merchants. More visa/stripe than Btc. โ Prerequisites Here is what you need to get started to integrate Taler as a payment option into your payment process: Swiss bank account, ideally with support for EBICS ๐. Taler merchant backend ๐ configured with your Swiss IBAN number.โ
I'm honestly surprised that it's possible already, I thought we'd be years away until it's actually usable.
I like the name too, it's very fitting
Is this for real โฝ Am I dreaming โฝ Someone pinch me
if this works globally then Iโm finally ditching PayPal. Hallelujah!
How will that company make money? What's their game plan?
How will that company make money?
It doesn't want to. The Taler is a project by the university in Bern and the FOSS Group GNU to make a new, independent, free currency that is run by your national bank (or central bank in case you use the Euro) and independent from any corporations like banks, credit cards or payment providers like Paypal. Its purpose is to remove companies that make money from transactions from the circle.
The company here only wants to serve as a proof of concept that the Taler can work to get the swiss national bank to adopt it themselves. Their whole goal is to make themselves obsolete and not to make any money.
Hope that clears it up ^^
Currency? I thought it was a payments handler to rival Visa and MasterCard.
1 Taler is always 1 CHF, no matter what happens. So it isn't its own currency, but the Taler is a digital version/representation of the Frank you put in. Also it's more similar to a digital cash wallet than a payment handler, but it's definitely a rival to Visa and Mastercard.
Prices, fees and limits
TOPS may change the fees at any time. Fee changes only apply to tokens withdrawn after the change takes effect. Taler wallets compliant to the GNU Taler protocol will inform users about fee changes before they withdraw new tokens. Withdrawing tokens issued by TOPS after a fee change is considered the userโs consent to the updated conditions.
There are limits of CHF 3,000 per month and CHF 15,000 per calendar year for withdrawing e-money from a bank account or receiving peer-to-peer payments between Taler wallets with a confirmed Swiss mobile number.
https://exchange.taler-ops.ch/terms
However, I think it's important to point out that this is for GNU Taler. Check out the website of the project. They are part of the GNU project for the GNU operating system which is very big on the four freedoms and all that. If they are the major beneficiary of this and make millions or billions, it's one the best places money could possibly go. My hope is that it could be used for open-source, open-hardware, and open everything, basically. Imagine an opensource bank and what they would invest in. I'd much rather money go to such a bank than traditional banks.
People are fundamentally flawed and there will be missteps, but I'm convinced that if this works, the missteps would be nowhere as big as those that GAFAM and traditional banks make.
Taler Ops doesn't actually want to make money, those fees are only there to cover the cost of running the operation.
I alread explained it to u/platonicacid further up, so i'm just going to copy that comment:
How will that company make money?
It doesnโt want to. The Taler is a project by the university in Bern and the FOSS Group GNU to make a new, independent, free currency that is run by your national bank (or central bank in case you use the Euro) and independent from any corporations like banks, credit cards or payment providers like Paypal. Its purpose is to remove companies that make money from transactions from the circle.
The company here only wants to serve as a proof of concept that the Taler can work to get the swiss national bank to adopt it themselves. Their whole goal is to make themselves obsolete and not to make any money.
Hope that clears it up ^^
Government contract it appears
Copying the comment I left further up with u/plutonicacid because I'ml lazy
How will that company make money?
It doesnโt want to. The Taler is a project by the university in Bern and the FOSS Group GNU to make a new, independent, free currency that is run by your national bank (or central bank in case you use the Euro) and independent from any corporations like banks, credit cards or payment providers like Paypal. Its purpose is to remove companies that make money from transactions from the circle.
The company here only wants to serve as a proof of concept that the Taler can work to get the swiss national bank to adopt it themselves. Their whole goal is to make themselves obsolete and not to make any money.
Hope that clears it up ^^