I'm not sure about how much it is penalized .xyz for being .xyz, but if the domain is new or you don't have DMARC, DKIM and all of those perfectly set, you will still keep having problems.
this post was submitted on 19 Jan 2023
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I was able to set everything correctly (DKIM, DMARC, PTR, SPF, MX records) and I can get a '8/10' from an e-mail tester.
The two points that are deducted are due to SpamAssassin flagging the TLD:
Even then, 8/10 should be good enough, but the emails go into the spam directly - at least for gmail and protonmail.
The article I linked goes into even worse cases, like admins blocking all of '.xyz' domains by default, social media sites flagging them as spam, and chat messages including an .xyz url being silently blocked.