Switching to an IT degree at the last minute, would have been a history teacher otherwise.
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I don't think I could pick just one thing as success is usually a combination of things (including dumb luck).
However, if I had to, I would pick staying positive and never giving up on success.
People always say, "The best financial moves are actually the thoughts we had along the way..."
Investing at 21 my entire college fund. I wasn't going to use it anyway.
I guess buying my apartment at the time I bought it. Got great mortgage rate and a good price. Fast forward 2 years, the rates are 6 times higher and prices are least 50% up. Turns out I hit a historic low.
Buying a home.