this post was submitted on 22 Apr 2024
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[Answered, leaving it up in case anyone else did not know]What's the best way to find out if my identity was stolen? (hexbear.net)
submitted 9 months ago* (last edited 9 months ago) by GinAndJuche@hexbear.net to c/askchapo@hexbear.net
4 comments fedilink hide all child comments
 

I’ve been getting spam from an apparently real debt collection company but the thing is I’ve only ever owed debt to two entities: my credit card and the government (fucked up my withholdings once). I know I don’t owe shit, so either it’s a scam that’s impersonating a real agency or somebody stole my identity and they think I do. Which is possible, for reasons I won’t go into.

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[–] HarryLime@hexbear.net 6 points 9 months ago (1 children)

Get a credit report. You're legally entitled to a free one every year.

[–] GinAndJuche@hexbear.net 5 points 9 months ago* (last edited 9 months ago) (1 children)

I saw that, but the site looked ai written. Is there one you know for a fact isn’t a scam? I genuinely don’t trust search engines at all anymore and it makes searching for this info hard.

[–] HarryLime@hexbear.net 8 points 9 months ago (1 children)

You should be able to get reports directly from the ratings agencies. Just search for TransUnion, Experian and Equifax

[–] GinAndJuche@hexbear.net 5 points 9 months ago

Ok, thank you. The amount of commercials those put out convinced me it was a scam somehow. I appreciate it.