You know my story isn't very different from yours.
As a teenager I massively pirated everything, became an adult with a paying job streaming was sensible so I paid for Netflix/Spotify eventually adding in Prime video + the occasional thing like P+/disney+ or whatever flavour of the month I wanted to watch.
Then earlier this year I realised I was paying for 6 different movie/tv streaming subs and when I went on holiday none of the services I had worked properly and I couldn't continue watching the show I had been watching at night before bed and I just went nah fuck this. Blew about 2 grand on a Mac Mini m2 and a ton of hard drives and just went full on Arr stack + usenet + plex lifetime.
It isn't even about the fucking money anymore it's just how inconvenient they make everything, I've had enough and I don't think I'm ever going back.
For my less tech savvy friends/family I just have a bot in Discord that can do requests to sonarr/radarr https://github.com/kiranshila/Doplarr
Other options can be using something like tailscale and giving them the web access to sonarr/radarr