AmbiguousProps

cross-posted from: https://slrpnk.net/post/22132981

cross-posted from: https://slrpnk.net/post/22132981

The number and diversity of insects is declining worldwide. Some studies suggest that their biomass has almost halved since the 1970s. Among the main reasons for this are habitat loss—for example through agriculture or urbanization—and climate change.

These threats have long been known. What is less well-known is how these global change drivers interact and how their effects can become even more severe that way. For example, insects that have been deprived of their natural habitat could be even more affected by higher temperatures in a new environment.

Researchers at Julius-Maximilians-Universität Würzburg (JMU) have investigated precisely this serious interaction at 179 locations throughout Bavaria. The study is part of the LandKlif research cluster, coordinated by Professor Ingolf Steffan-Dewenter within the Bavarian Climate Research Network bayklif.

They published their results in the journal Proceedings of the Royal Society B: Biological Sciences.

In 2019, Tesla set out to lower insurance rates for owners of its electric cars. The goal was simple, at least in theory: fix the broken cost of car insurance. Instead, Tesla may have broken its own calculator trying to make sense of repair costs.

See, Musk's vision of Tesla's insurance product was that traditional companies just didn't "get it." Tesla's data claims that its Full Self-Driving software has fewer accidents than a human driver. Plus, its cars are rolling computers that can collect copious amounts of data on its drivers and adjust risk based on their driving. So why wouldn't drivers get a lower rate for putting around with FSD enabled if they also happen to be a safe driver? Tesla quickly found out that despite these assumptions, it's still taking a bath on claim-related losses.

The data comes from S&P Global and shows that the automaker's insurance subsidiary took a loss ratio of 103.3 in 2024. The loss ratio, for those who don't know, is the amount of money that Tesla pays out per claim versus the money it takes in from premiums. The lower the number, the better, and break-even is a flat 100. In 2024, the rest of the industry averaged 66.1.

Archive link: https://archive.is/G4Kvj

In 2019, Tesla set out to lower insurance rates for owners of its electric cars. The goal was simple, at least in theory: fix the broken cost of car insurance. Instead, Tesla may have broken its own calculator trying to make sense of repair costs.

See, Musk's vision of Tesla's insurance product was that traditional companies just didn't "get it." Tesla's data claims that its Full Self-Driving software has fewer accidents than a human driver. Plus, its cars are rolling computers that can collect copious amounts of data on its drivers and adjust risk based on their driving. So why wouldn't drivers get a lower rate for putting around with FSD enabled if they also happen to be a safe driver? Tesla quickly found out that despite these assumptions, it's still taking a bath on claim-related losses.

The data comes from S&P Global and shows that the automaker's insurance subsidiary took a loss ratio of 103.3 in 2024. The loss ratio, for those who don't know, is the amount of money that Tesla pays out per claim versus the money it takes in from premiums. The lower the number, the better, and break-even is a flat 100. In 2024, the rest of the industry averaged 66.1.

Archive link: https://archive.is/G4Kvj

The Federal Trade Commission has delayed the start of a rule that aims to make the process of canceling subscriptions less of a nightmare. Last year, the FTC voted to ratify amendments to a regulation known as the Negative Option Rule, adding a new "click-to-cancel" rule that requires companies to be upfront about the terms of subscription signups and prohibits them "from making it any more difficult for consumers to cancel than it was to sign up." Surprising no one, telecom companies were not happy, and sued the FTC. While the rule was nevertheless set to be implemented on May 14, the FTC now says enforcement has been pushed back 60 days to July 14.

Some parts of the updated Negative Option Rule went into effect on January 19, but the enforcement of certain provisions were deferred to May 14 by the previous administration to give companies more time to comply. Under the new administration, the FTC says it has "conducted a fresh assessment of the burdens that forcing compliance by this date would impose" and decided it "insufficiently accounted for the complexity of compliance."

Once the July 14 deadline hits, the FTC says "regulated entities must be in compliance with the whole of the Rule because the Commission will begin enforcing it." But, the statement adds, "if that enforcement experience exposes problems with the Rule, the Commission is open to amending" it.

Archive link: https://archive.is/7XDVE

Intriguing match-ups in the fall elections emerged Friday as Democrats look to retain control of several seats in the Washington state Legislature.

Two Senate contests should provide a test of voters’ views on new laws, higher taxes and spending decisions pushed through by the majority Democrats over the objections of Republicans.

Races for two other legislative seats will showcase strains within the Democratic Party between its progressive and moderate factions.

Three appointed Democratic lawmakers are breathing easy. They drew no challengers before the filing window closed Friday.

This all but assures the trio — state Sens. Tina Orwall of Des Moines and Emily Alvarado of Seattle, and Rep. Brianna Thomas of West Seattle — will retain their seats for the 2026 session.

Here’s where things stood Friday. Candidates have until Monday to formally withdraw from any of the races.

More details in the article.

Archive link: https://archive.is/r8s9n

Intriguing match-ups in the fall elections emerged Friday as Democrats look to retain control of several seats in the Washington state Legislature.

Two Senate contests should provide a test of voters’ views on new laws, higher taxes and spending decisions pushed through by the majority Democrats over the objections of Republicans.

Races for two other legislative seats will showcase strains within the Democratic Party between its progressive and moderate factions.

Three appointed Democratic lawmakers are breathing easy. They drew no challengers before the filing window closed Friday.

This all but assures the trio — state Sens. Tina Orwall of Des Moines and Emily Alvarado of Seattle, and Rep. Brianna Thomas of West Seattle — will retain their seats for the 2026 session.

Here’s where things stood Friday. Candidates have until Monday to formally withdraw from any of the races.

More details in the article.

Archive link: https://archive.is/r8s9n

Intriguing match-ups in the fall elections emerged Friday as Democrats look to retain control of several seats in the Washington state Legislature.

Two Senate contests should provide a test of voters’ views on new laws, higher taxes and spending decisions pushed through by the majority Democrats over the objections of Republicans.

Races for two other legislative seats will showcase strains within the Democratic Party between its progressive and moderate factions.

Three appointed Democratic lawmakers are breathing easy. They drew no challengers before the filing window closed Friday.

This all but assures the trio — state Sens. Tina Orwall of Des Moines and Emily Alvarado of Seattle, and Rep. Brianna Thomas of West Seattle — will retain their seats for the 2026 session.

Here’s where things stood Friday. Candidates have until Monday to formally withdraw from any of the races.

More details in the article.

Archive link: https://archive.is/r8s9n

Intriguing match-ups in the fall elections emerged Friday as Democrats look to retain control of several seats in the Washington state Legislature.

Two Senate contests should provide a test of voters’ views on new laws, higher taxes and spending decisions pushed through by the majority Democrats over the objections of Republicans.

Races for two other legislative seats will showcase strains within the Democratic Party between its progressive and moderate factions.

Three appointed Democratic lawmakers are breathing easy. They drew no challengers before the filing window closed Friday.

This all but assures the trio — state Sens. Tina Orwall of Des Moines and Emily Alvarado of Seattle, and Rep. Brianna Thomas of West Seattle — will retain their seats for the 2026 session.

Here’s where things stood Friday. Candidates have until Monday to formally withdraw from any of the races.

More details in the article.

Archive link: https://archive.is/r8s9n

Intriguing match-ups in the fall elections emerged Friday as Democrats look to retain control of several seats in the Washington state Legislature.

Two Senate contests should provide a test of voters’ views on new laws, higher taxes and spending decisions pushed through by the majority Democrats over the objections of Republicans.

Races for two other legislative seats will showcase strains within the Democratic Party between its progressive and moderate factions.

Three appointed Democratic lawmakers are breathing easy. They drew no challengers before the filing window closed Friday.

This all but assures the trio — state Sens. Tina Orwall of Des Moines and Emily Alvarado of Seattle, and Rep. Brianna Thomas of West Seattle — will retain their seats for the 2026 session.

Here’s where things stood Friday. Candidates have until Monday to formally withdraw from any of the races.

More details in the article.

Archive link: https://archive.is/r8s9n

Intriguing match-ups in the fall elections emerged Friday as Democrats look to retain control of several seats in the Washington state Legislature.

Two Senate contests should provide a test of voters’ views on new laws, higher taxes and spending decisions pushed through by the majority Democrats over the objections of Republicans.

Races for two other legislative seats will showcase strains within the Democratic Party between its progressive and moderate factions.

Three appointed Democratic lawmakers are breathing easy. They drew no challengers before the filing window closed Friday.

This all but assures the trio — state Sens. Tina Orwall of Des Moines and Emily Alvarado of Seattle, and Rep. Brianna Thomas of West Seattle — will retain their seats for the 2026 session.

Here’s where things stood Friday. Candidates have until Monday to formally withdraw from any of the races.

More details in the article.

Archive link: https://archive.is/r8s9n