That's some wildly disingenuous goal post moving when describing what was meant to be The Future of Finance™ at the time.
Like saying yeh, AGI was a pipedream and there's no disruption of technical professions to be seen anywhere, but you can't deny LLMs made it way easier for bad actors to actively fuck with elections, and the people posting autogenerated youtube slop 5.000 times a day sure did make some legitimate ad money.
Base open source model just means some company commanding a great deal of capital and compute made the weights public to fuck with LLMaaS providers it can't directly compete with yet, it's not some guy in a garage training and RLFH them for months on end just to hand the result over to you to fine tune for writing caiaphas cain fanfiction.