Sign up for a health savings account and USE IT. (United States specific advice.)
It lowers your taxable income. The only caveat is you have to remember to use that money to buy things you were already going to buy anyway. Convenient hack to know what you can and can't use: Doordash now labels HSA-eligible items at CVS. You don't have to actually use Doordash to see which items you can buy with your HSA card.
I use Dawn-style dish soap for everything except shampoo. I go with the conditioner-only strategy for hair cleaning. Shampoo really isn't necessary.
I will second this. YouTube can teach you step by step how to cut your own hair. I've been doing it for years, and currently have a fancy asymmetrical one side buzzed cut that I do myself. The learning curve is going to result in you looking awkward a couple of times, but the amount of time and money saved over the years is tremendous.
Solar is cheap, easy to scale, easy to repair. Solar is the best option for 90% of the human population. Nuclear is an excellent option for already rich and populous countries that can afford to build and maintain it, and who also have much higher demand for electricity in the first place.
Physical therapists have definitely taught me reparative exercises that I would never in a million years have thought of on my own. PT is a god damned miracle drug.
Japan approves of this edit.
Man, the early Internet was so cool
ahem "features" 😂
ICQ > IRC
Yes, I'm that exact age.
Where the fuck is the property tax rate 15%?? Highest in the US is still less than 3%.
https://www.rocketmortgage.com/learn/property-taxes-by-state
I faced this exact scenario. I bought my house in Nov 2019 - right before the giant pandemic price increase. It's gained $200,000 in value and my property taxes went up by $200/month. Which at my income level is not an absurd burden.
I don't think we should have owner occupied exemptions on property tax, and I'm happy to pay my share of that tax to keep my city functioning. I DO think we should have burdensome sales/transfer taxes on non-occupying owners.