Kelsenellenelvial

Not for everybody, but I’ve heard reasonable advice of getting the mortgage at a longer amortization period, then making extra payments. When I was looking it was typical to be allowed to increase the payment by 10-20% or to make additional payments up to 10-20% of the initial loan amount each year without penalty. That’s enough to potentially be paying it off in under 10 years without penalty(which is often in the range of 3 months simple interest, so still worthwhile if you unexpectedly come in to some money), but also gives you the flexibility of going back to the minimum payments if your financial situation changes.

Renting does make it cheaper/simpler to change accommodations though. Think things like starting a family and wanting to scale the household up from just two people to adding children and down again when those children move out. Renting makes it simpler to move closer to work, public transportation, schools, Etc. as a persons needs change. On the other hand, there’s also a lot of financial benefits to living in your own home: grants/rebates available for homeowners, not rental properties, being able to save costs by doing your own maintenance/renovations, etc..

I’ve had a few different First Aid courses and the instructors all have slightly different reasoning. One argument for compression only is potential for passing disease mouth to mouth, the newer courses tend to teach this because sometimes people that don’t feel comfortable doing rescue breaths will fail to do CPR at all. Another is that in cases where you’ve witnessed the event, the blood is already fairly well oxygenated and if medical help has a good response time the benefits of breaths are minimal. The first is more about compression only CPR being better than nothing, breaths are still advised where the rescuer feels comfortable doing so. The second is pretty situational.

That’s a bit of a stretch since most residential ovens also have a range on top, so the power requirements are to cover multiple elements, not the oven alone. It’s probably actually less efficient, but still lower energy because you’re heating a smaller cavity.

Because it’s not just a convection oven that’s needed, it’s also venting the moisture that comes off the product being cooked. It also needs to be powerful enough to keep the temperature up while that moist air gets exchanged. That’s a lot easier with a small cavity like an air-fryer than a regular sized oven. Commercial combi-ovens can do the same thing, and maybe there’s some high end consumer models available, but it’s a lot easier on the pocketbook to get an air fryer than a full size oven. I’m not totally sure, but they might also use impingement(concentrated streams of hot air, as opposed to just regular convection), which is another thing that’s available commercially, usually in pizza ovens or things like the merry-chef/turbo-chef(Subway’s sandwich toasters) but not common in consumer equipment.

What about Credit Unions? They’re cooperatives owned by the members. Despite not having a handful of shareholders collecting profits, they’re usually not that much different than dealing with a bank. Services and rates are usually pretty comparable.

This is true in central Canada too. Heat pumps get pushed saying they put out 3 times as much heat as the energy they use, but electricity is 7x the cost of natural gas.

I’ve heard part of the issue is Qualcomm’s licensing is a percentage of the devices selling cost, so putting the same cellular chip in a MacBoom Pro costs a lot more than putting it in an iPhone. If Apple can make their own chips and doesn’t have to pay that fee it becomes a lot more affordable.

Canadian here, I guess offer directions to the airport so they can get a flight to British Columbia?

Even better would be if more devices used the lithium ion cylindrical cells. Higher power and energy density, while also being a standardized form factor that can be switched out as needed.

This is entirely regional though. The further you are from the equator, the more seasonal variation there is in sunlight levels, and heating/cooling loads. Around here our solar production is minimized during the season when our energy needs are maximized. We also don’t have variable rate billing, though we only get partial credit for excess generation, so battery storage will never pay for itself until something changes.

My utility gives a 50% credit on excess generation. Thing there is the utility is still the one taking responsibility for having the capacity and scalability to respond to variation in demand and production. When I was getting quotes, adding storage would have doubled the cost of the system for a day or two worth of storage. Probably would cost double again to have a system that would keep up through the winter.

This is regional, some places don’t have reduced min wage for tipped employees. Servers make the same min wage as everybody else and earn tips on top of that.