MirthfulAlembic

joined 1 year ago

It's a combination of factors. Having debt itself isn't as important as payment history, age of accounts, etc. Credit card debt is probably the opposite of helpful; paying off a card every month in full for a long time is much more useful.

[–] MirthfulAlembic@lemmy.world 42 points 1 day ago (4 children)

Always worth posting this classic.

[–] MirthfulAlembic@lemmy.world 13 points 1 day ago (5 children)

Considering how many Americans have crippling credit card debt, especially poor people, would that be worse? I'm sure they'd still offer those credit builder cards with low limits that you have to deposit collateral for the limit.

[–] MirthfulAlembic@lemmy.world 3 points 1 day ago (2 children)

The merchant is charged the fee, not you directly as the cardholder. It's already figured into the price if they accept cards.

[–] MirthfulAlembic@lemmy.world 8 points 2 days ago

I think there is some truth to this.

When I lived in an apartment, many times I would shovel my neighbor's parking spot if it looked like they were working late during a snow storm. There's nothing worse than coming home after a long day to three feet of snow you have to shovel immediately.

Or helping someone whose car is stuck in snow and can't drive away. We've all helped at least one person by giving them a push.

[–] MirthfulAlembic@lemmy.world 1 points 2 days ago (1 children)

I'm sure with control over all government branches again they'll have the ACA completely replaced in no time. For real this time.

[–] MirthfulAlembic@lemmy.world 24 points 2 days ago (3 children)

I don't think he even attempted to do math. Someone asked him about it and said what the current budget was, and he just rectally sourced 2 trillion. I assume he said that because it's big enough to sound huge, but less than half of spending so people don't panic that everything will be cut.

It's meaningless bullshit until he actually says specifically what will be cut. Republicans have been claiming they can cut huge chunks of spending for years, but it never materializes. They only know how cut government income without paying for it.

[–] MirthfulAlembic@lemmy.world 2 points 2 days ago (1 children)

Also look. If many Americans saw a tomato slice on their burger that was not perfectly round but instead very irregular with lots of divots and varying shades of red, orange, and yellow, they'd bring it to the counter and say they got a rotten tomato.

A local supermarket some years ago put heirloom tomatoes right next to regular tomatoes for basically the same price one summer. They stopped selling heirloom tomatoes after that year because hardly anyone bought them. I did. They were incredible.

[–] MirthfulAlembic@lemmy.world 2 points 2 days ago (2 children)

Both FFTA games are great!

[–] MirthfulAlembic@lemmy.world 30 points 2 days ago

A classic dick of Theseus dilemma.

[–] MirthfulAlembic@lemmy.world 7 points 3 days ago

I'm waiting for something from Sam Harris that doesn't devolve into a rant your problematic uncle would give. I had to give up at the cut and paste "Muslims are a big problem" part that he's been parroting since 9/11.

The problem is this basically argues the Democratic party cannot have any diversity of opinions lest the entire party suffer. But Republicans can have fringe members who advocate positions almost all Americans find abhorrent and win across the board.

Also, the trans portion reads like a queerphobic mad libs.

[–] MirthfulAlembic@lemmy.world 4 points 4 days ago (3 children)

The major reason given is that taxes vary so much in the US by location that it would be onerous for businesses with locations in different areas to print different price tags and advertise prices broadly.

It's even an issue online because, until you enter your address, the online retailer has no clue what your tax rate will be, and they have to assess tax based on the purchaser's location. Postal code isn't always enough, as they can be shared by different cities with different tax rates.

Some areas also vary tax by date (tax free holidays), though I don't think consumers would care if their total ended up being cheaper than they thought.

A national standard VAT would be the only way businesses might start including tax in price, but there's no way to do that without a constitutional amendment. States have the power to tax, and they're not going to stop now even if they receive VAT revenues.

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