The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me. Same reason why I still print out my car insurance cards even though the information is on my phone. I ain’t giving my phone to a cop for any reason.
In the US, not every merchant accepts phone payments, so we still have to carry physical cards around. Your patronizing tone was unnecessary.
High school crush. I married her.