@rar I pay for my own domain name + VPS for ~45 USD per quarter. (I know there are cheaper providers, but I am happy with my current one).
I don't use VPN, I use Tor while browsing and use I2P while torrenting---so I don't pay a dime to obfuscate my online trails.
I use a free tier from a "privacy-conscious" email provider, so I don't pay for that either. I don't self-host my email and I don't seek die-hard email privacy with mine, currently. At most, I PGP-encrypt some of them.
I self-host my own matrix server, which is an e2ee chatting service. So, that goes into my VPS subscription.
@shortwavesurfer @rar any advantage in using kagi instead of various searxNG/whoogle instances that are free to use? Also, brave's search engine is getting better.