this post was submitted on 13 Aug 2024
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It's strange that we are shocked when we see universally popular ideas like this get pushed forward after years of political abuse (slrpnk.net)
submitted 1 month ago by ByteOnBikes@slrpnk.net to c/politicalmemes@lemmy.world
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[–] snooggums@midwest.social 45 points 1 month ago* (last edited 1 month ago) (2 children)

Credit Unions are one of the easiest examples of how socialism works in the best interest of the general public. There is a reason that they provide great customer service, and it is because they are not run by malicious capitalists.

https://creditunions.org/

A credit union is a financial cooperative, owned and controlled by the people who use its services. Credit unions call their owners “members.” That means that all of the money they make goes back to you, the members. It’s your money to begin with, and it’s pooled with the resources of all other credit union members.

Credit unions don’t have any outside stockholders. As non-profit organizations, credit unions are exempt from certain tax requirements. All of the money that’s deposited in accounts, all of the interest collected on our loans, every dollar that comes into a credit union stays with the credit union. That money is used to keep loan rates low and savings rates of return high.

[–] Rhaedas@fedia.io 27 points 1 month ago (3 children)

Crazy idea, but imagine if we took that idea and expanded it to other public services.

I know, madness. Never mind.

[–] snooggums@midwest.social 19 points 1 month ago

It is absolutely ridiculous that we have cooperatives in many sectors that have all shown to be effective and it is all overshadowed by shitty capitalists like Musk. Although I don't exclusively shop at coops and employee owned businesses, the ones I do shop at have the best customer service and are not more expensive than comparable businesses.

https://en.wikipedia.org/wiki/Cooperative

[–] ironhydroxide@sh.itjust.works 5 points 1 month ago

Damn commies.

/s

[–] primrosepathspeedrun@lemmy.world 1 points 1 month ago

that's called syndicalism. not only is it communism, it's strongly associated with(spooky sound effects) anarchism. I'm sorry, you'll have to be shot for suggesting it.

[–] Apytele@sh.itjust.works 6 points 1 month ago

Also typically more competition, there's usually 2-3 I've been eligible for in most places I've lived (although as with most things, less the more rural the area is).