this post was submitted on 03 Sep 2024
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Their barbaric social credit score incentivising being normal, our noble credit score which arbitrarily gains or loses points every month and determines whether you're worthy of accessing housing and transportation.
Our totally rational credit score that goes down if you have everything paid off and don't have monthly credit card payments.
Literally have to set up a system to put yourself slightly in debt every month to show you're capable of paying off debt.
The credit score that is significantly lower for women specifically.
That's probablly tied to the wage gap and them being more likely to be stuck with childcare costs making them more likely to be in debt.
That is not a defense of the system if anything it should be really damning that the "objective way to assess debt" has women scoring way worse for...... reasons.
china legit only has a business credit score. nothing for people https://foreignpolicy.com/2021/09/15/china-social-credit-system-authoritarian/