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Hey, neat! It's a couple of talking points.
"They are lying to you about numbers, don't pay attention to the numbers! Just in general; no numbers. Pay attention to my vague, inflated, ever-shifting claims, instead."
"This politician is spending our money!" (mostly this one is emotional impact -- it is true that practically everything the government does is spending people's tax dollars, but suggesting that some specific thing is them spending your money is alarming to people on a survival level and triggers this kind of hatred for the situation overall)
"Okay, he is making progress, but it doesn't count!"
Literally no idea what you are talking about here. I think you messed up by making it too specific, so it's factually untrue -- you gotta keep it within the realm of technically true but wildly misleading things ("paying with our tax money").
Are you suggesting that when Biden forgives $10k of student loan debt, the borrower is receiving less than $10k worth of forgiveness? How would that even work? I think you got too excited at the keyboard and let your typing-froth get too close to factual reality and kind of exposed the fact that it's all made up bad faith bullshit.
"I'm the well informed one! If you disagree with me you are foolish / naive / victim of propaganda / etc!"
Bringing factual reality = "making excuses for Biden"
General bad faith bitterness and blaming. It's actually pretty remarkable how effective this is at turning "Biden tried to forgive $500B in student loans and has been fighting against efforts to stop him and still has succeeded in forgiving $167B and is still trying to do more" into "it's his fault student loans even exist in the first place! Fuck him for pretending to care with his massive student loan forgiveness program positively impacting millions of people!"
Overall I rate this like a 4/10. You hit a bunch of general points that can produce an emotional impact and could literally be applied to anything, and you hit honestly a pretty good rhythm of nonstop firehosing claims wrapped up in a way that they could produce an impact. You got too factual, though; even one claim that is objective and testable and 100% false (the thing about "drastically overpaying" which doesn't even make sense as applied to student loan forgiveness), can sort of snap people back into the realization that you're just jabbering anything you can come up with to attack Biden with no connection to reality.