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For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done? (sh.itjust.works)

submitted 1 month ago* (last edited 1 month ago) by Reverendender@sh.itjust.works to c/asklemmy@lemmy.ml

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Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!

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[–] Andrew@mnstdn.monster 0 points 1 month ago

Not a medical procedure, but take the time to reevaluate your medical plan before open enrollment! Look at the cheaper plans and see how much you'd save in premiums. It might be greater than the difference in max out of pocket. And if you get a qualified "high deductible" plan you can even contribute the savings to an HSA that you get to rollover and keep forever into retirement, without ever paying taxes on it.