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I am and yes that helped a ton!
All of my banks even my small credit union let me lock the cards and also order new ones in the app and one updated my cards in Apple Pay so I could have a card in the meantime through Apple Pay. Very helpful for the places that accept it.
Maybe consider getting one of those zippered folio type wallets that you keep at home or in your car (one stable location) to be the master card storage place and get a wallet case for your phone for the most important common cards you need to keep on your person at all times. Get that AirTag and keep it in the folio, then use the wallet case for your phone as you go about everyday which houses your iphone which you can track in itself because its an iPhone or whatever