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I'm not going to pretend it's a good answer because it cuts in many directions, but the following has been my thinking on this:
Because if you have nothing to live for, you have nothing holding you back from taking massive risks. Take the massive risk over your own life. Suicide can come later, once you've done something risky and cool first that requires a meatsuit. As far as we know you only get one of those, and there's far more than you might think that only requires one of 'em and infinite risk tolerance.
Not comfortable with the risk? Why, if you have nothing to live for? Tease that out and you can work in the other direction.
Oh so I should rob a bank first?
๐
Rob a bank, stowaway on a container ship, free climb a mountain or skyscraper, take out a bunch of loans and spend it on whatever, scam a bunch of dangerous people, the sky's the limit. I'd actually say think bigger.