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While they’re at it, the BofA $12/mo fee for having under $300 in your checking account at all times and $8/mo on your savings account should double until you learn your lesson for being so poor it gives Congress “the ick.”
I had an account with them right out of college. I was doing well for a few years then ran into income issues as a freelancer. They started charging me that BS fee and I closed my account within weeks. Never felt more taken advantage of, I had tens of thousands of dollars sitting in my account for a couple years, earning literal cents in interest and the first month it dropped below the limit they charged me.
While I like the idea of credit unions, I opened a bank account with one for my first credit card - I was traveling overseas and it was recommended to have a card for that. I put $500 in a new savings account but the card arrived too late for my trip so I kind of let it sit and never really used the card or account. Checked back a year or two later and the account lost money due to an inactivity fee. Closed my accounts instantly. Shit like that really sticks with you and I'm still hesitant to try them again.