this post was submitted on 12 Jul 2023
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United States | News & Politics

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[–] eltimablo@kbin.social 12 points 1 year ago (1 children)

So we should instead punish everyone else for not living in a documented flood plane?

[–] Banzai51@midwest.social 0 points 1 year ago (2 children)

You're not being punished in that scenario. You're in a larger pool which lowers risk. Lower risk means lower premiums. It's one of the principles that makes socialized medicine in countries all over the world cheaper than the US healthcare system.

[–] deegeese@sopuli.xyz 8 points 1 year ago

Lower premiums for Florida. Higher premiums for everyone else.

Risk pooling doesn’t work the way you think.

[–] eltimablo@kbin.social 6 points 1 year ago* (last edited 1 year ago)

My rates would go up because of someone else's choices. Not interested, sorry.