this post was submitted on 01 Dec 2023
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Renting over owning is a more stable outlay (no “surprise, you need a new water heater” expenses for renters) and it gives flexibility for moving with any kind of frequency. I agree that home ownership should be more attainable and affordable, but it’s not a clean win 100% of the time for everyone.
You’re still paying for the water heater, the expense is just hidden over long term inflated rent prices.
Yes, a buffer built into the rental price (“inflated” is a loaded term; rents can be inflated, but a rental price set to cover mortgage and amortized expenses isn’t by definition inflated), but it’s still stable.
Yeah, also way more stable in countries where you are not protected by the law and may be told get outta the property you're renting less than a month in advance. And in countries where you're protected, the landlord will usually get in your arse checking if you're a fraud, this makes renting quite a bit more of a problem.