this post was submitted on 04 Dec 2023
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Let’s say that you buy a home in cash and have 100% paid off. Could you still lose it somehow?

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[–] Pronell@lemmy.world 14 points 11 months ago (1 children)

In my understanding a lein doesn't usually lead to disclosure, they just make sure they get paid when it's sold.

[–] dream_weasel@sh.itjust.works 3 points 11 months ago (2 children)

Lien** and for the person you replied to

[–] grue@lemmy.world 6 points 11 months ago (1 children)

Also "foreclosure," not "disclosure."

[–] Fuckfuckmyfuckingass@lemmy.world 1 points 11 months ago (2 children)

Can you be foreclosed on when you own out right? Seems like mortgage terminology.

[–] brianorca@lemmy.world 2 points 11 months ago

The mortgage is a type of lien. But there are other kinds of liens, such as when a contractor works on your house, and you didn't pay them, they can place a lien on the property until you pay. In the worst case, a contractor could forclose and force the sale to cover the debt.

[–] grue@lemmy.world 1 points 11 months ago* (last edited 11 months ago)

The sentence in question was:

a lein doesn’t usually lead to disclosure

I don't know if "foreclosure" is the right word to describe a forced sale due to a lien, but I do know the person didn't mean to write "disclosure" instead.