this post was submitted on 16 Dec 2023
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me_irl
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If it’s more than $500, you have 365 days to pay it or set up a payment plan. After that, it will absolutely appear on your credit report.
They definitely showed up on mine. When I went to speak with a financial advisor a few years ago about what it would take for me to purchase a house, there the debts were on her computer screen.
I don’t know if they’re supposed to consider those debts, but they are definitely on there.
I see you're right, apologies. I misunderstood the change.