this post was submitted on 06 Jan 2024
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Like everything else that's useful in life and not taught in schools, the subject required here is found in the Hitchhiker's Guide to the Galaxy. It's called Bistromathics, the first principle of which is that of nonabsoluteness:
Simply apply this principle to your paycheck, taking into account that there is a drunk version of you ordering random shit you don't need on Amazon or getting Taco Bell delivered at 1am, and off you go.
You could ascribe this to poor spending habits, or you could go with the more pressing reason which is cost of living expenses and debts. Medical, student, housing, etc.