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I work in insurance and it's wild how many insurance carriers have pulled out of Florida and California due to natural disasters. The market is vastly shifting to smaller carriers in these regions.
CA and FL are hit with some kind of major event what? annually? or pretty damn close to it?
can you blame them for not wanting anything to do with it?
Interesting, though: the highest insurance rates are in the midwest - Oklahoma, Nebraska, Kansas. No one lives there, so the risk pool is smaller than big states like CA and FL, and you can't send firefighters to divert a tornado. We'll see if that holds up to climate change, bigger CA fires, and more frequent FL hurricanes.
Not according to my FIL. Nope, he's convinced the media articles are just a lie cuz "they want the auto insurance money and the state won't let them do auto unless they do home" 🙄
I've had three insurers in four years in FL. Policy price increased each time, as well. I have no idea what's going to happen if it continues. I can't afford to keep up.