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This is my issue with the whole "charging poor people for not having money" thing. The bank is a business and not a human right. However, most employers require you to have a bank account in order to be paid. Seems to me, if society needs you to have a bank account, it should be nationalized and mandated that everyone is to be given a fee-less bank account. The bank account could be administered by the government. Big banks can still exist and rich people can dump their money into those oil-investing sonsofbitches meat hooks till the cows come home.
I think the us used to have banking through the post office https://en.m.wikipedia.org/wiki/Postal_savings_system
Seems like the kind of thing conservatives would hate.
There have been moves to reinstate this semi recently as well.
It would be a huge improvement for millions of people, force the banking industry to shed predatory practices, and likely make billions for government spending by offering reasonable loans.
I think Elizabeth Warren whispered it into an Op-Ed on Common Dreams six years ago, only to have ten-thousand Buttigieg/Klobacher supporters crawl out of the woodwork and denounce her as a black-hearted communist who hates freedom.
Wow, apparently the biden admin started a very limited pilot program back in 2021. They limited it to cashing checks, money orders, wire transfers and ATM access to prevent Congressional interference. Suprisingly progressive, in a limited way.
Cant find any new info on this. I assume its ongoing.
Liberals do love their very limited pilot programs.
True, but still more than anyone has done in decades.
Idk about that. When conservatives are in office, they tend to open those pocket books wide.
Bush's "White House Office of Faith-Based and Community Initiatives" took in and distributed $2.2 billion in social service grants. Since he implemented the office, every subsequent President has expanded its budget and role.
Conservatives, particularly since Reagan, have tended to swing big. And their liberal successors are stuck maintaining these enormous bureaucracies that they erect, while showing little inclination to do more than their conservative predecessors establish as new precedent.
Oh wow. I'm Canadian, didn't know you guys had that. We would never attempt something so straightforward lol
But banking is free.... Running out of money is not.
Yeah I'm in the same boat. But I can't say the bank put the gun to my head and made me overdraft! I did that, yes, it's due to my financial situation which is the result of everything else going tits up.