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Hahaha, this guy can legit go fuck himself. We're in a fucking Gilded Age where we're being fucking bled dry by fucking corporations ripping us off, nickel and dime-ing us to death, and just fucking over customers as much as they can to make a buck.
But nooooo, it couldn't be that half the country isn't paid a fucking living wage!
You couldn't get by in the cheapest places in the country.
Right now Lubbock, Texas has rents roughly $900 a month for a one bedroom apartment (Lubbock is cited in many studies as one of the cheapest rental markets in the US).
Minimum wage is $7.25 in Texas.
To afford a $900 apartment on your own, you would need to be making $16.87 an hour.
The average wage in Lubbock is $26,413/year, or about $13.75, which is about three dollars short of a renter allowing you to rent that place (income per month x 3 is the standard).
So, even in the cheapest places to rent in the country nobody can actually afford to live alone.
But sure Klontz, you fucking clod, it's that "wE'rE jUsT nOt wIrEd tO sAvE!" What a fucking crock of shit. Can someone who knows this person in real life maybe try slapping the fucking stupid out of his idiot face?
EDIT: Shit like this why idiotic people like Trump voters don't trust "experts." If he's an expert I'm Mickey Fucking Mouse and Disney can just try suing me for existing.
We were also wired not to be born rich with a silver spoon up our asses. We're wired for higher education to cost 180% higher than it was 20 years ago. We're wired that our healthcare expenses can cause bankruptcy if we develop a serious illness that requires surgery. We're wired that car insurance went up 20% in one year. We're wired that grocery costs went up 35% in one year, in some states. We're wired that all these gigantic cost increases happen, but our compensation only goes up 2.5-3% depending on employer.......or we're laid off entirely.
Everything you just said was extremely well put, and this guy needs to be TOLD to fuck off.
I won’t lie, I’m lucky and make a good living but I still had to pay $17,000 just for groceries last year for a family of five. It has gotten fucking crazy!!
He's an "expert" in selling his services as a financial advisor.
I have pretty decent savings, but I also live in a country with public health care. With some health incidents in the last few years that required the ER, I suspect that in the US I'd be broke.
This is true. I pay a lot for health insurance and it still cost me a lot to go to the doctor. Other countries got profit out of their health care. We can do it to. I don't mind paying taxes for healthcare.
Americans pay more for healthcare than any other country. In fact, Uncle Sam pays more per patient than any other government in the world, and patients still have to pay an obscene amount on health insurance premiums, high deductibles before insurance will actually pay for anything, and then a 20% co-pay on everything that your insurance company decides they will actually "cover".
Both things can be true. I think there is something to the remark that people aren't wired to save. I don't feel like I can afford to buy frivolous things at every store I go into and I make decent money. On the other hand, I know someone making FAR less than me who literally does buy junk every chance they get.
I do feel like I am the outlier, I've been saving money since I was a child and everyone else around me tended to blow any lump sum of money as soon as they got it. Whereas I would spend 0-10% and put the rest in savings.
Land of the free with Capitalism sounds like a pretty great way to run a nation!