askchapo

I put off care until something breaks for the same reason. Any time you see a medical whatever for whatever reason they treat you like a shady mechanic, as a Pandora's Box ATM, over charge your current insursnce deliberately and force you to sign papers saying you'll pay the over charge which is in addition to your constsntly jacked up premiums due to systemic overcharging.

If - when - there is an issue, it's going throguh Pan's Labyrinth with every contact - after the minefield of automated menus - bouncing back to square one with fingers pointed at the source who bounced you in the first place.

My folks are recently retired. They are in a limbo spot of Healthcare.gov but a couple years short of being qualified for medicare. Also they make too much on their fixed income to quakify for those really cheap plans they keep advertising about so it's $100's of dollars a month out of thier hard earned savings just pissing away for essentially "life rent". Anyways last year they had to play phone tag for hours upon hours with Blue Cross over the course of 3 months just to get coverage. This resulted in BCBS blaming Healthcare.Gov and vice versa with canceled plans and mystery bills which also resorted to hours wasted on the phone.

This year was a bit better with only a months worth of phone tag, including them assigning an unknown doctor two cities away, which had to be corrected with Priority Health.

These types of interactions is what keeps my CHUD father voting Rethuglican and how socialism is evil, even when pointed out this is a crapitalist setup that is why they keep sending you to these publicly traded companies and do everything to frustrate you into bleeding your retirement funds to them before you keel over.

You don't "deal" with it - you endure it until actual socialism improves or get lucky enough to escape to a better more affordable country. Yadda yadda They OWN you.