this post was submitted on 15 Feb 2024
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Microblog Memes

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[–] dondelelcaro@lemmy.world 15 points 6 months ago

You can have debt utilization while still paying off the full statement balance each month and not being charged interest. I always have a balance, but I rarely carry the balance beyond the statement due date and interest free grace period. (I just have new charges that make the balance non zero.)