this post was submitted on 07 Mar 2024
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The memes of the climate
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It's funny that I'm a techno-optimist but I also have a hard time taking retirement planning seriously because in 30 years civilization will be run by AI and money (or at least less money than it takes to own a major AI firm right now) will be meaningless.
I'm too selfish to actually change the way I spend my money but a friend of mine donates a lot to charity because, as he puts it, right now there are still problems in the world that can be solved with money but soon there probably won't be.
The thing that makes me take retirement planning semi-seriously is that my parents and my wife's parents are nearing retirement.
My parents are well set up because they planned but my wife's parents are currently living well beyond their means (her father is in denial that he earns 1/4 of what he did in his 30's and 40's) and have to borrow money just for the day to day.
I really don't want to be in that situation when I'm nearing retirement. The "it won't matter, WW3 will kill me before then" crowd are missing the point - what if, on the off chance, WW3 doesnt happen and you accidentally make it to retirement?