saving money is its own reward
this post was submitted on 26 Apr 2025
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Marriage and master's degree. The latter probably will end up not happening due to impending burnout
What masters do you want to do?
Financial Engineering, but I would settle for Econometrics or even Applied Statistics
I don't even really know what they are so I'm impressed
Traditionally, financial engineers are people who create financial instruments, like contracts. Say you want to get a mortgage but instead of just paying interest you want to make it spicier somehow, something like "if the value of a home in this part of town is so and so, I'll pay this, if not then that", or something to that effect. A bank would come in with pricing, risk analysis, etc. for such a contract, done by people with knowledge in financial engineering. Nowadays the degree is chased mostly by people who want to get into investing, though, and they get an advantage in that due to the heavy quantitative focus of the program.
Econometrics is an area of statistics that is concerned with studying causality, particularly in economical and financial data. Say you think tariffs cause inflation (very topical lol), you would not only want to have theoretical basis for that, but an empirical foundation too, which is established by an econometric study.
I'm targetting financial engineering because it's harder to get into, thus salaries are better, but would settle for econometrics because I can get similar opportunities if I play my cards right
Great ideas! Hope it goes well
Gotta run PEX piping to replace the copper we've got so I can remove the oil water heater so we can also remove the oil furnace and convert to electric (not logic to replace the furnace if we need to keep the reservoir because of the water heater) then we can start fixing cracks in our foundation walls so we can insulate them, as long as we're done with that before next winter I'll be satisfied.
So yeah, anyone's got 15k?
Fucking hell nightmare being an adult socks sometimes
At least I'm doing some of it myself to save on labor 🤷
I'm genuinely impressed mate I had to post in !dadforaminute@lemmy.world asking how to put pictures up haha
Yeah, growing up in a family where we would tear down walls the day after moving in certainly helps, but there's tons of things that are easy to learn when it comes to doing home maintenance and improvements!
A (likely secondhand) PS5 because a game I really want, Digimon Story Time Stranger, releases this year! That's my biggest goal right now, but aside from that there's also some albums and Tamagotchi I want to buy eventually haha
Saving for a new car. My ex wrecked mine, and it still drives but it brings too many bad memories.
New ubiquiti Router and switches
Immigration, hope it falls through...
Nothing in particular. Mostly, it’s for early retirement and partly just for “fuck-you money.” I pretty much own everything I’ve ever wanted, and anything I don’t have, I could buy if I really wanted to. I make a decent living and live below my means. I invest a good portion of my income into ETF index funds every month, and I’m at a point where my passive income matches - or even exceeds - what I’m able to save from wages.
I’m self-employed nowadays, and whenever business is slow, I don’t have to stress about it because of my savings. Time is my most valuable asset, and anytime I get to do something other than work counts as a positive in my book. That said, I don’t really mind working anymore either, because what I do for a living is pretty much what I’d be doing anyway.
I guess you could say I save so that I don’t have to stress about finances.
My recent bigger purchase was a video game, so probably a different video game somewhere down the line. I'm trying not to spend too much money right now unless it's money I've gotten from donating plasma. Kind of like pocket money for small stuff.
Other than that, I've got all I need right now, pretty much
Nothing right now. Just maintenance for now. Nothing really excites me, a mood that's been around for a while.