with 'nothing after death', and 'universe starting without a god' being metaphysical explanations as well.
Uh, no? This is such a weird, confused argument. Atheism is simply the lack of belief in a god, which is the natural, intuitive stance to hold in the world we live in where there is no evidence of any gods. No "metaphysical explanations" required. Show me evidence of a god and I'll change my view, just like with everything else.
And humans are naturally spiritual
I mock people who bring up "human nature" arguments in any other circumstance, I don't know why it would be different here. You're not "naturally spiritual" you've been indoctrinated into a system of beliefs by people motivated by their material interests.