RadicalCandour

I recently purchased [NJ] a condo. It’s a house comprised of 2 units.( these types of 2/3 unit condos are common in NJ.) When I purchased they said, congrats you’re an HOA president! Basically the sellers have setup an LLC for our HOA for both my neighbors and I. We are both new to this so we’re looking for advice on how to get started. Right now we’re trying to find a bank to work with. First I was trying to find a local credit unions but there doesn’t seem to be ones that works with HOA accounts, at least ones that are local. Also not sure if we should have an HOA management tool for just a 2 unit condo.

My understanding thus far is that we should build up our funds and then put some of that money in CDs and brokerage accounts, eventually. Would love bank/credit union recommendations or any other helpful resources (that’s not trying to sell us a product).

I am having a heck of a time trying to research why she is the way she is and what to do about it. She’s definitely alive. I harvested a lot of little baby seedlings in her roots (which are growing beautifully btw). I’d love if someone can help me understand why she is the way she is and what I can do to promote stem and leaf growth.

I’m knitting an Andrea Mowry shawl and I love the buttons she uses for this pattern. I just don’t know the name/style of these particular buttons.

Towers of lights memorial test for tomorrow.