this post was submitted on 08 Aug 2024
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What's better than PayPal / what issues does PayPal have? I don't know any better alternative…
I assume just normal credit card payments online? PayPal started because people were scared to use their card online, but now you get all the same buyer protections and insurance.
How do you send money to friends or businesses with credit card? Is there a paypal card which has your login information printed on it?
just send them money to their bank account. it's a lot more common in Europe.
I just use a bank transfer
Venmo usually, but many banks have built in cash payment apps too.
I'm 35 and never had a PayPal account and have never felt the need for one
Obviously you can do a SEPA transfer as well, but it's not instant and you have to type a long number and don't have a consistently good user experience. Bank apps lack good UX. Stuff like "send this friend 5 bucks again, this is his profile picture" and are a pain to log into.
I don't say I like paypal or banks, i actually dont like either. But paypal is just more convenient.
Venmo is, afaik, owned by PayPal, although they do a good job to not let on that it's a PayPal service.
I'd rather have my credit card information on a highly secure platform like Paypal than give it out to every Tom, Dick, and Harry that asks for it on the internet.
Even if PayPal is only "mostly" secure, I still get better security from having a smaller attack surface.
PayPal stole my money and I'm far from the only case. Venmo is much better, but still provides fundamentally the same service
Which is weird because PayPal has owned Venmo for over a decade
Yep. Dunno what the difference is, but it works much better. Probably the underlying software is just better.
Got bad news for you bud... Same bank.
https://lemmy.world/comment/11648954
For a merchant; PayPal fees are quite high, their merchant support is abysmal and you have to be a decent size SME before you get a dedicated account manager.
And dont even get me started on their so called "merchant protection" offer for disputes.
yeah I like paypal and use it a lot