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A place to share alternatives to popular online services that can be self-hosted without giving up privacy or locking you into a service you don't control.

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Actual Budget is a fantastic FOSS budgeting tool that you can self-host (actualbudget.org)

submitted 1 week ago by Treedrake@fedia.io to c/selfhosted@lemmy.world

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Not affiliated in any way with Actual Budget, but I can't recommend it enough. It's the FOSS version of YNAB pretty much so if you're a fan of envelope budgeting it's a great tool. I'd even say it has quite a few other strengths compared to YNAB (free bank syncing in the EU with more banks supported for example), and you can always be sure that your financial data stays within your reach.

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[–] Treedrake@fedia.io 8 points 1 week ago (1 children)

If you're in the EU you can do bank syncing for free with GoCardless integration. If you're in the US you need to go with SimpleFIN which costs a small sum and is in a more experimental phase than the GoCardless integration I think. Either way, GoCardless has been working great for me. Actually far better than YNAB which didn't even support my bank. It's literally just set up and forget.

[–] joeldebruijn@lemmy.ml 3 points 1 week ago (2 children)

Because the actual export, transform and loading of multiple banks and accounts data is cumbersome its holding me back.

So curious to read about GoCardless.

But is that also for consumer?

And is it this: https://gocardless.com/pricing/

[–] sunbeam60@lemmy.one 4 points 1 week ago

Yes, it works a treat in the EU (due to PSD2, which mandates open banking) and U.K. (which is copy/pasting PSD2 to ensure their banks aren’t left behind).

I’m syncing with Handelsbanken UK, American Express, Lloyds, Monzo and Starling, all in the UK. Works a treat except most of the banks actually rate limit you to a couple of syncs per day.

[–] Treedrake@fedia.io 2 points 1 week ago

Yes. You can read about on Actual Budgets documentation. It's free for personal use. You just generate an API token. https://actualbudget.org/docs/advanced/bank-sync/gocardless/