this post was submitted on 18 Mar 2025
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[–] pinheadednightmare@lemm.ee 68 points 17 hours ago (3 children)

I stopped paying mine. It was homelessness or student loans. Fuck em. If they can write off billions of small business loans, they can write off my student loans. Fuck that game.

[–] melpomenesclevage@lemmy.dbzer0.com 3 points 32 minutes ago

remember to get paid under the table whenever you can, so they can't garnish your wages. you might take a pay hit, but it will be a smaller bite than your loans take.

[–] Eezyville@sh.itjust.works 19 points 4 hours ago

Just remember the two pieces of shit that sued to stop student loan forgiveness. I think one of them had PPP loans forgiven.

[–] captainjaneway@lemmy.world 14 points 17 hours ago (4 children)

I agree with you in principle, but they won't do it and you're likely going to end up struggling. There are other payment plan options that I encourage you to research before you end up in more debt which you can't offload. It's fucked up, I know. And I'm sorry you're having to decide between a payment or shelter. Obviously shelter comes first. But there might be other options to allow you to have both.

[–] melpomenesclevage@lemmy.dbzer0.com 1 points 31 minutes ago

oh honey. we're so fucking far past that.

[–] chiliedogg@lemmy.world 11 points 7 hours ago

My student loans were private, not federal, which actually worked out great when it came to discharging them.

Defaulting on them fucked my credit for a while, but then it left my credit report after 7 years. And my debt to income ratio was so fucked from them anyway that it really didn't hurt that bad, and it was okay in 7 years, whereas paying double my rent every month would only cover interest and keep going indefinitely.

[–] Fredselfish@lemmy.world 10 points 7 hours ago

NO we should all stop paying. If everyone of us who have student loan debt stop paying we crash the system. It needs to burn like Elon dealerships.

[–] Iheartcheese@lemmy.world 12 points 9 hours ago

Consider killing a CEO