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I looked at a 400k home that literally had standing water in the basement at the time of the showing.
That would cost me and my gf a solid ~4k/month for 30 years with a 20% down payment.
Bank profits over $1M
If it's not murder house in middle of nowhere, it's out of budget.
Like tiny homes are becoming a thing... but like smallest legal home lots are 250k in most cities. Feels like middle of nowhere is only place to be.