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I guess you need to define "fine". Most things are fine to buy but some name brand items are, in my opinion, worth spending more on.
For example, for me it's certain condiments and spices. Red pepper flakes by a name brand such as McCormick just taste better and have a more potent flavor. Buying a generic brand is just "fine" - it gives a good kick to food - but it doesn't nearly taste the same or is as flavorful as the name brand. In my opinion!
Lol, just a FYI about McCormick they also produce the generic spices on the exact same lines with the exact same spices as their own brand.
I worked on the ground pepper line, the ONLY difference between McCormick and the black white 4oz cans was the amount that was considered "acceptable". Brand name was kicked off it was under filled below 3.75 while generic cans could be 3.5 oz and still considered acceptable.
https://en.wikipedia.org/wiki/Price_discrimination
You're undermining their reliance on consumers not having perfect information there.