this post was submitted on 02 Apr 2024
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this is markets working. this is why we want police to have to carry insurance.
Police departments do carey insurance, and a few rare cases departments have shut down because of being uninsurable.
But do we really want private free market solutions for public problems?
When we have public solutions in-place? No. When we have no solution in-place and the police kill unarmed victims of crime who are fully cooperating with commands and then try to suppress video evidence of it? Then yeah, maybe I'm okay with an imperfect solution.
Sadly it is not really even an imperfect solution. Yes there have been a few departments who lost insurance, but it did nothing to stop the cops responsible for the bad behavior from working as cops, often at the agency who has to take over. Additionally the number of departments shut down is just a drop in the bucket of bad behavior. Lastly this can leave communities without adequate law enforcement.
I have nothing against increasing the cost of bad policing, but this does very little of anything to actually cause change.
That's why it would work better if they individually had to carry insurance. Cops with a history of bad behaviour would find themselves priced out of the job.