Privacy

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People Are Slowly Realizing Their Auto Insurance Rates Are Skyrocketing Because Their Car Is Covertly Spying On Them (www.techdirt.com)

submitted 7 months ago by Glass0448 to c/privacy@lemmy.ml

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[–] MrPoopyButthole@lemm.ee 84 points 7 months ago (3 children)

OK but why is my state mandated minimum insurance nearly $90 a month for a Toyota Prius that I only drive like 30 miles per week?

My liability only plan was $55 in 2018.

I'm over 30 years old with no tickets or accidents on my record.

Maybe the whole data farming thing is being used as an excuse also, but this is bullshit all up and down.

[–] Crackhappy@lemmy.world 6 points 7 months ago (1 children)

I have never driven a car that tracks me, and I pay approx $50 a month for two cars.

[–] Iceblade02@lemmy.world 1 points 6 months ago* (last edited 6 months ago)

My car is seven years older than me and basic traffic insurance is ~300€ (equivalent) per year.

[–] bigbadmoose@lemmy.world 4 points 7 months ago (1 children)

How long you been with your current insurer?

[–] Sam_Bass@lemmy.world 1 points 6 months ago (1 children)

I have been with mine 30 years. Still getting reamed

[–] ChaoticEntropy@feddit.uk 6 points 6 months ago* (last edited 6 months ago) (1 children)

Sooo... shop around? Existing customers who show no indication that they will leave are prime candidates for reaming.

[–] Sam_Bass@lemmy.world 2 points 6 months ago (1 children)

Oh i did. Everyone else is actually higher priced. Not kidding its insane. We are being made to pay for everyone else's habits. How a shared pool works i guess

[–] hayes_@sh.itjust.works 2 points 6 months ago (1 children)

Have you considered one of the alternative brokers which offer pay as you go liability coverage?

One example: https://www.withhugo.com/

[–] Sam_Bass@lemmy.world 2 points 6 months ago* (last edited 6 months ago)

I tried liberty, root, and allstate. They all wanted more than 800 a year for liability. Walked away from them and stuck with progressive as i have been with them for 30 years and liability with hem for is 600 due to my longevity. Comp&coll is what i had up til last year when they jacked it up from 699 to 2150.