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The quote you highlighted suggests it was an issue with Instagram, not OnlyFans...but Facebook has all kinds of account protection options, so I'm guessing Instagram does too.

Or... we don't blame the victim for wearing that short skirt.

This has nothing to do with MFA. Reread the article.

To understand these questions, you have to know how the scam works. Here’s what typically happens: One of my social media accounts goes down. Suddenly — in a way that feels too quick to be a coincidence, though it’s unclear exactly how they might get an account down taken down — a stranger contacts me via Twitter DMs or email. They promise they’ll get my account back if I pay a price. Sometimes, they claim they have an inside man at Meta.

Performer Abigail Mac has received these messages after losing her account. “It’s people that work at Instagram,” Mac says she believes. “[They’re] extorting them and just stealing their money.” 

In her most recent ordeal, Mac says, Meta took down her account then she received a message from a scammer, offering to retrieve the account for $15,000. They swore the account would disappear forever if she didn’t pay them in 24 hours. She replied that she would get her account back herself.

“Then they asked me what my budget was,” Mac says. “Every day [they] would knock some money off. It’s such a scam.”

The scarier scenario occurs when someone messages you are saying, “Hey, save my stuff in case you lose your account.” Then, whoopsie doodle, lo and beyond, your account’s gone. Now, when I receive these messages, my stomach drops.

The worst part is when I’ve paid these people, it’s often worked. They’ve retrieved my account. I’m thankful for that, but it raises questions about how these people operate and what they know, not just about sex workers’ Instagram accounts, but everyone’s. How do they get the accounts back? Where do they work when they’re not retrieving sex workers’ accounts? How do they communicate with Meta to fix the problem? And why does your account get deleted over and over again once you pay these people?

“Once you pay, they know you will pay and keep doing it,” Mac says.

Girls have paid up to $20,000 and have not gotten their accounts back. It’s plausible these scam artists message a girl, report her account, and then contact her via another avenue, such as Twitter or email. But there’s no way to know for sure. For all the talk about the dangers of social media, from teenage anorexia rates to smartphone addiction, the public pays little attention to the harms sex workers face on these sites. (Unless a porn star is fucking a president, you’re not going to see her on the cover of the Wall Street Journal.) We need Meta to investigate the problem and identify what has gone wrong before more people get scammed.