You DO NOT NEED to stack the game at the beginning for this to happen. This ALWAYS happens because of rent. The game is NOT fair, because it allows those with a slight and random money advantage to charge rent, which inevitably transfers all the wealth from the other players to the richest ones, who start to inflate rent prices and extract all the income of the poorer people as rent.
That's the original point of the game as designed by the Georgists. Unless you tax wealth or multiple property ownership heavily, or you heavily regulate rent, the wealthy use rent to extract income from the other people.