Some loans do have cost penalties for that, though

The original image has something along the lines of "I hate this system" and the smug guy in the well is saying "Ah, and yet you participate in said system!" as a gotcha. I think the purpose in this one is just carrying over the smugness with which people post the XKCD when any new possible technological standard is proposed (whether or not it has any merits)

Isn't a process happening gradually over years "slowly"?

I thought that it was the other way around, that extremely high oxygen saturation supports giant bugs

Don't know how to solve your problem but I too recently made the switch from gnome to KDE and I really do love everything they do design-wise. Everything being so round in gnome for some reason makes me feel like I'm in a childrens playspace haha

This demonstrates in a really layman-understandable way some of the shortcomings of LLMs as a whole, I think.

I always thought that was playing on the "mind tricks only work on the weak-minded" thing. And thats why he was having none of Qui-Gon's nonsense

Assuming we ever find a way to get the plastic out of everything

I'd love that but it's far too lucrative an idea for Wizards of the Coast to ever do it with the way their business is currently being run

Is this a play on "Ships passing in the night"?

Pull your arms into the sweater and take it off over your head

Yes, but it's the only even one. Making him the odd man out