this post was submitted on 10 Jan 2025
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chapotraphouse
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Wouldn't bankruptcy discharge it?
In America you have to pay for bankruptcy. I shit you not. The nasdaq has a handy guide for how to afford your bankruptcy.
Basically, not only does the application process require a fees (and lots of your time), getting an attorney will also cost you money. Money and time, which are famously things people fleeing from massive climate disasters have a lot of.
It would, but bankruptcy is quite a process (thanks, Brandon).
Also, your credit is wrecked for 7-10 years after a bankruptcy.
Source: close relatives went through bankruptcy, and I had to shepherd them through parts of it, particularly the initial gathering of documentation