this post was submitted on 15 Feb 2024
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Microblog Memes

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A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.

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[–] smotherlove@sh.itjust.works 41 points 9 months ago (3 children)

"...we base our entire lives on"

The vast majority of people barely think about their credit score

[–] ericbomb@lemmy.world 45 points 9 months ago

I mean where you are allowed to live is impacted by credit score a lot.

As long as you're in the middle you're okayish. But how you live is impacted by it in the US.

[–] SkyNTP@lemmy.ml 16 points 9 months ago (4 children)

Well yes, but also no. Buying a house or getting a mobile phone (a car too, but less so) are pretty essential parts of functioning in society.

[–] blanketswithsmallpox@lemmy.world 19 points 9 months ago (2 children)

Who the fuck needs credit to get a mobile phone? lmfao

That Android better be gold plated, able to use every network possible in the world with satellite without roaming, and shit out by Taylor Swift herself.

[–] Brekky@lemmy.world 8 points 9 months ago (2 children)

As a brit who moved to America with a company sponsored visa and half decent full time job I could only get a 250 dollar credit card and a pay as you go phone.

[–] uis@lemm.ee 2 points 9 months ago

and a pay as you go phone.

Murica

[–] PatMustard@feddit.uk 0 points 9 months ago

If you've got a half decent job why do you need a credit card at all? And what's wrong with PAYG? Phone contracts are for chumps!

[–] WhiskyTangoFoxtrot@lemmy.world 2 points 9 months ago

I'd settle for an android that's fully functional and programmed in multiple techniques.

[–] TheFriar@lemm.ee 9 points 9 months ago (2 children)

It’s even being involved in job interviews and renting a house. I’m sure a bunch of others as well.

[–] HawlSera@lemm.ee 5 points 9 months ago

Oh God, I forgot checking credit scores for applicants was legal

[–] Corngood@lemmy.ml 5 points 9 months ago

Sorry, we can't just hire someone who's in debt. Maybe come back in a few weeks when you're in better shape financially.

[–] soggy_kitty@sopuli.xyz 3 points 9 months ago

My wife and I both have shit credit score, we still got a mortgage at a preferable rate based on our income and job stability alone.

Sorry to say, credit score is a meme

[–] vox@sopuli.xyz 3 points 9 months ago* (last edited 9 months ago)

why do you need to take out a loan for a phone?
just go and buy one outright if you need it?

[–] soggy_kitty@sopuli.xyz 2 points 9 months ago (1 children)

Yeah you only care about credit score when you're young. I dont base shit off my credit score

[–] uis@lemm.ee 2 points 9 months ago

Or when you're american.